Step 1: Register with a Funding Partner
If you don't already have a funding plan, you first need to apply with a Carwow-integrated partner like NextGear Capital.
Eligibility: You must be a VAT-registered dealer with physical premises and a trading history (usually 12+ months).
Application: Fill out the short application form on the NextGear Capital website. Approval can often be granted within a few business days.
Step 2: Complete KYC to activate your Carwow Wallet
Carwow’s payment partner (Airwallex) requires a standard regulatory check.
Log in to your Carwow Dealer Dashboard.
Navigate to the Wallet section.
Follow the prompts to upload your business ID, bank details and other required documentation. This ensures your account is secure and FCA-compliant.
If Wallet section is not available, please reach out to your Account Manager or contact our dedicated Carwow Wallet team directly using one of the methods below:
Email: wallet@carwow.co.uk
Phone: 020 4586 4000 (Select Option 3)
Wallet Support Form: link here
Step 3: Link Your Funding Plan
Once your funding plan is approved and your Wallet is active:
Contact your Carwow Account Manager or our dedicated Wallet team.
Request to link your NextGear Capital account to your Carwow Wallet.
Once linked, "Stock Funding" will appear as a payment option during the vehicle checkout process.
Step 4: Using it in the Auction
When you win a vehicle, go to the "Make a Payment" page.
Select "NextGear Capital" (or your chosen funder) as the payment method.
The system will automatically calculate the hammer price, buyer fees, and transport.
Authorise the payment with a One-Time Passcode (OTP) from your authenticator app.
