See it for yourself
Take the interactive walkthrough — click through this section step-by-step, at your own pace, and see exactly what it looks like inside your Wallet.
Paying with stock funding, and handling negative equity
It starts with Review and pay, on the deal page
Once a deal's ready, this is the button that kicks it off — before you ever reach the payment review screen.
Tip: This is the very first step — everything else in this section follows on from here.
Choose your finance route
Draw down NextGear or LE Capital stock funding to cover the deal, instead of paying from your Wallet balance.
Tip: Available credit updates in real time, so you always see what you can actually use.
Review every payment before you send it
The breakdown splits seller and finance company, then confirm with your one-time code.
Heads up: Amending the price? Type the amount you're reducing by, not the new total.
Negative equity? We handle it before you pay
If the finance settlement is higher than the sale price, we'll ask the seller to cover the difference first.
Heads up: Request this as soon as you know there's a shortfall — funds need to land before collection day, not on it.